{"id":54019,"date":"2026-02-23T05:02:00","date_gmt":"2026-02-23T05:02:00","guid":{"rendered":"https:\/\/cursosparainiciantes.com.br\/9b6c1268-f692-4083-8ab5-71809b2a914c\/"},"modified":"2026-02-23T05:02:16","modified_gmt":"2026-02-23T05:02:16","slug":"9b6c1268-f692-4083-8ab5-71809b2a914c","status":"publish","type":"post","link":"https:\/\/cursosparainiciantes.com.br\/en\/9b6c1268-f692-4083-8ab5-71809b2a914c\/","title":{"rendered":"Cart\u00e3o Next: zero anuidade, benef\u00edcios exclusivos e cart\u00e3o virtual"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Next<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o internacional sem anuidade, descontos em parceiros, cart\u00e3o virtual gr\u00e1tis, e pagamentos por aproxima\u00e7\u00e3o. \u00d3tima escolha para quem busca praticidade.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/redirect\/?https:\/\/next.me\/cartoes-next\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website.<\/small>\n<\/div>\n<p>O Cart\u00e3o Next \u00e9 uma op\u00e7\u00e3o interessante para quem valoriza conveni\u00eancia e tecnologia. O cart\u00e3o oferece anuidade gr\u00e1tis para a vers\u00e3o Visa Internacional e os primeiros 5 meses gr\u00e1tis no Visa Platinum (que depois passa a custar R$49 mensais, por\u00e9m com possibilidade de desconto na anuidade quanto mais voc\u00ea utiliza). O limite \u00e9 definido ap\u00f3s an\u00e1lise de cr\u00e9dito no momento da abertura da conta, e h\u00e1 op\u00e7\u00e3o de cart\u00e3o de d\u00e9bito e cr\u00e9dito, al\u00e9m de cart\u00e3o virtual para compras online. Um dos destaques \u00e9 a possibilidade de pagamento por aproxima\u00e7\u00e3o (contactless), al\u00e9m de integra\u00e7\u00e3o com carteiras digitais como Apple Pay, Google Pay e Samsung Pay.<\/p>\n<h3>How to apply for the Next card<\/h3>\n<p>Para solicitar o cart\u00e3o Next, basta baixar o app, fazer o cadastro e realizar a abertura gratuita da conta. Ap\u00f3s o cadastro e verifica\u00e7\u00e3o dos dados, o Next realiza uma an\u00e1lise para liberar o cart\u00e3o de cr\u00e9dito. Mesmo quem n\u00e3o for aprovado de primeira pode ter novas an\u00e1lises ao longo do tempo. Assim que a conta \u00e9 aberta, voc\u00ea j\u00e1 recebe o cart\u00e3o de d\u00e9bito.<\/p>\n<h3>Principais vantagens do Next<\/h3>\n<p>O Cart\u00e3o Next se destaca pela facilidade de gest\u00e3o via app, anuidade zero para a vers\u00e3o internacional e descontos progressivos na vers\u00e3o Platinum. Outro destaque \u00e9 o programa de pontos Livelo para o Platinum, que converte US$1 em 1,5 pontos, al\u00e9m de mimos exclusivos e benef\u00edcios Visa Platinum, como concierge 24h e prote\u00e7\u00e3o em compras. O cart\u00e3o virtual e as integra\u00e7\u00f5es com pagamentos digitais aumentam ainda mais a seguran\u00e7a e praticidade.<\/p>\n<h3>Negative points to consider<\/h3>\n<p>Apesar dos atrativos, a vers\u00e3o Platinum pode ter custo elevado se voc\u00ea n\u00e3o atingir o valor m\u00ednimo de compras para desconto na anuidade. Outro ponto \u00e9 que a aprova\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito n\u00e3o \u00e9 garantida na abertura, sendo condicionada a uma an\u00e1lise de perfil, o que pode frustrar quem busca cr\u00e9dito imediato.<\/p>\n<h3>Final verdict: Is it worth it?<\/h3>\n<p>O Cart\u00e3o Next \u00e9 excelente para quem quer um produto digital, sem anuidade e acesso f\u00e1cil a diversas fun\u00e7\u00f5es tecnol\u00f3gicas. Sua aceita\u00e7\u00e3o internacional, cart\u00e3o virtual e facilidades no app tornam a experi\u00eancia descomplicada. Quem busca benef\u00edcios extras pode considerar o Platinum, mas deve avaliar se atingir\u00e1 o valor mensal que garante o desconto na anuidade. No geral, \u00e9 uma escolha confi\u00e1vel e alinhada ao perfil do consumidor digital brasileiro.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Next<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o internacional sem anuidade, descontos em parceiros, cart\u00e3o virtual gr\u00e1tis, e pagamentos por aproxima\u00e7\u00e3o. \u00d3tima escolha para quem busca praticidade.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/redirect\/?https:\/\/next.me\/cartoes-next\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website.<\/small>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Avalie o Cart\u00e3o Next: sem anuidade, descontos exclusivos, cart\u00e3o virtual e integra\u00e7\u00e3o total com apps. Veja an\u00e1lise de pr\u00f3s e contras e saiba como solicitar.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Next: zero anuidade, benef\u00edcios exclusivos e cart\u00e3o virtual - Cursos para iniciantes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/9b6c1268-f692-4083-8ab5-71809b2a914c\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Next: zero anuidade, benef\u00edcios exclusivos e cart\u00e3o virtual - Cursos para iniciantes\" \/>\n<meta property=\"og:description\" content=\"Avalie o Cart\u00e3o Next: sem anuidade, descontos exclusivos, cart\u00e3o virtual e integra\u00e7\u00e3o total com apps. 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