{"id":43897,"date":"2026-01-24T18:23:00","date_gmt":"2026-01-24T18:23:00","guid":{"rendered":"https:\/\/cursosparainiciantes.com.br\/192b8669-6a11-4d78-9a6b-3d19c9e74f74\/"},"modified":"2026-01-24T18:23:37","modified_gmt":"2026-01-24T18:23:37","slug":"192b8669-6a11-4d78-9a6b-3d19c9e74f74","status":"publish","type":"post","link":"https:\/\/cursosparainiciantes.com.br\/en\/192b8669-6a11-4d78-9a6b-3d19c9e74f74\/","title":{"rendered":"Ourocard Universit\u00e1rio Internacional: No Income Proof, Up to R$1,500 Limit &#038; No Fees"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of Brazil<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Ourocard Universit\u00e1rio Internacional: Up to R$1,500 limit, no proof of income needed, no annual fee and instant digital access. Ideal for university students.<\/p>\n<p> <a data-namespace-url=\"\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/redirect\/?https:\/\/www.bb.com.br\/site\/pra-voce\/cartoes-de-credito\/todos-os-cartoes\/ourocard-universitario-internacional\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"> <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button> <\/a> <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small> <\/div>\n<h2>Introducing the Ourocard Universit\u00e1rio Internacional<\/h2>\n<p>The Banco do Brasil Ourocard Universit\u00e1rio Internacional credit card stands out for university students wanting an easily accessible credit solution. With no annual fee, it appeals to budget-conscious students. The card does not require proof of income, setting it apart from other student cards. It offers a starting credit limit of up to R$1,500, subject to approval. Whether you\u2019re a new or returning student, this card puts essential credit access right in your pocket.<\/p>\n<p>This card can be used for both online and in-store purchases, both in Brazil and internationally. Applicants do not need to be existing Banco do Brasil account holders. Another advantage: the application process is digital, with approval often completed swiftly. There is no mention of steep interest charges, making it less intimidating for students new to managing credit.<\/p>\n<p>The inclusion of virtual card features, digital wallet compatibility, and contactless payments gives students the flexibility to pay as they prefer. Its broad usability combined with financial accessibility makes this card a solid contender for university-goers.<\/p>\n<h2>How to Apply: Step-by-Step Guide<\/h2>\n<p>1. Download and open the App BB on your smartphone.<\/p>\n<p>2. Navigate to the credit card section and select the option for the Ourocard Universit\u00e1rio Internacional.<\/p>\n<p>3. Confirm your device and mobile number by entering the verification code sent via WhatsApp or SMS.<\/p>\n<p>4. Fill in your personal details, upload your documents and take a selfie for identification purposes.<\/p>\n<p>5. Complete the application by choosing either a digital or physical card. Set your security passwords as prompted. Once done, the digital card is ready to use immediately.<\/p>\n<h2>What We Liked<\/h2>\n<p>The lack of annual fees stands out as a financial relief for tight student budgets. Additionally, not requiring proof of income makes this card very easy to obtain, especially for students who may not have jobs yet.<\/p>\n<p>The card can be used internationally and supports digital wallets such as Google Pay, Samsung Pay, and Apple Pay. This adds flexibility for tech-savvy students who prefer contactless payments or online shopping.<\/p>\n<h2>Where It Falls Short<\/h2>\n<p>While up to R$1,500 credit limit is helpful, students with greater expenses may desire more. The credit limit is subject to approval and may not always meet expectations.<\/p>\n<p>You must be at least 16 years old and enrolled in higher education. Applicants under 18 must visit a branch, which adds some complexity for younger students. Also, as a student-focussed card, it may not offer the same breadth of rewards as premium cards.<\/p>\n<h2>Our Verdict<\/h2>\n<p>Ourocard Universit\u00e1rio Internacional is a well-designed student credit card, offering financial flexibility, modern payment options, and no annual fee. The simple application process and no income proof requirement make it accessible. Consider it if you\u2019re seeking your first credit card during uni life in South Africa, or are on a limited budget but still want modern card features.<\/p>\n<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of Brazil<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Ourocard Universit\u00e1rio Internacional: Up to R$1,500 limit, no proof of income needed, no annual fee and instant digital access. Ideal for university students.<\/p>\n<p> <a data-namespace-url=\"\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/redirect\/?https:\/\/www.bb.com.br\/site\/pra-voce\/cartoes-de-credito\/todos-os-cartoes\/ourocard-universitario-internacional\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"> <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button> <\/a> <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small> <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Discover the Ourocard Universit\u00e1rio Internacional credit card: no proof of income, up to R$1,500 limit, no annual fee. Ideal for university students in South Africa.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ourocard Universit\u00e1rio Internacional: No Income Proof, Up to R$1,500 Limit &amp; No Fees - Cursos para iniciantes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cursosparainiciantes.com.br\/en\/192b8669-6a11-4d78-9a6b-3d19c9e74f74\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ourocard Universit\u00e1rio Internacional: No Income Proof, Up to R$1,500 Limit &amp; No Fees - Cursos para iniciantes\" \/>\n<meta property=\"og:description\" content=\"Discover the Ourocard Universit\u00e1rio Internacional credit card: no proof of income, up to R$1,500 limit, no annual fee. 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