The Banco do Brasil Ourocard Universitário Internacional is an excellent option for students seeking convenience and financial control without bureaucracy.

The main highlight is the pre-approved tuition limit of up to R$1,500, without the need to provide proof of income. Furthermore, there are no annual fees, further optimizing the university budget.

Furthermore, this card can be requested even without having a current account at the bank. The application process is digital, fast, and accessible for university students over 18 years old (or those over 16 with a legal guardian at the branch). The credit analysis considers the student's profile, guaranteeing a higher chance of approval.

How to apply for the Ourocard Universitário Internacional (International University Gold Card)

• Download the Banco do Brasil app.
• Access the cards area and follow the on-screen instructions.
• Confirm your mobile phone number via SMS or WhatsApp.
• Send documents and a selfie for verification.
• Choose between a physical or digital card during checkout.

Main advantages of the Ourocard International University card

The card offers a generous credit limit for university students, making life easier for those who need credit flexibility. The application process is simple and entirely online, speeding up access.

The lack of an annual fee and the ability to use digital wallets like Apple Pay, Google Pay, and Samsung Pay are also important advantages for those seeking more convenience and savings in their daily lives.

Some disadvantages

The card is restricted to higher education students, so if you are not affiliated with a university, you will not be able to apply. Furthermore, the credit limit may vary depending on the bank's assessment, even though it is advertised as up to R$1,500.

Another point to consider is that, upon ceasing to be a university student, the terms of the card may change, including the type of card and the credit limit.

Verdict: Is it worth it?

For students who want convenience, digital control, and zero annual fees, the Ourocard Universitário Internacional is a smart choice. The advantages outweigh the disadvantages for those who fit the card's profile. The digital procedure facilitates approval and immediate use, making the card a versatile tool for daily university life.