Ourocard Visa Internacional stands out in the Brazilian market for its versatility and tailored rewards. Although Banco do Brasil has suspended new sales for this card, existing cardholders continue enjoying all its advantages. The card allows transactions both in Brazil and abroad, fitting those who need flexibility for global purchases and travel convenience.

The annual fee is set at R$288, split into 12 monthly payments of R$24. By meeting a monthly spend of R$2,500 or more, users can waive the fee entirely—a practical benefit for active spenders. Credit limit and interest rates depend on the bank’s policy and the client’s profile and are not disclosed publicly.

How to Apply for Ourocard Visa Internacional

1. Download the Banco do Brasil mobile app.
2. Open the app and access the credit card section.
3. Fill in your details and submit your request.
4. Wait for the bank’s response to your application.
5. If approved, activate your card and set your benefits.

Pros of Ourocard Visa Internacional

This card offers the unique option to switch between cashback, investment returns, or points—making it customizable to your lifestyle. Cardholders get 0.5 points per US$1.00, 0.15% cashback or the same rate invested in fixed income, all managed easily via the app.

For digital shoppers, it brings a secure virtual card function and supports payments by NFC and digital wallets like Apple Pay and Google Pay, bringing convenience and security to everyday use.

Cons of Ourocard Visa Internacional

The card is currently unavailable for new applicants, which can frustrate interested customers. The annual fee, though waivable, might seem high for users with lower monthly spending.

Additionally, point earning is modest compared to some competitors, which may not appeal to heavy rewards seekers. Some benefits are also available only for Banco do Brasil account holders.

Our Verdict

Ourocard Visa Internacional offers a strong choice for those who value flexibility with rewards and require a reliable card at home and abroad. However, access limitations and moderate point rewards may make it less suitable for everyone. If you can meet the spending threshold, the waived fee and flexibility make it a compelling option.