The Ourocard credit card from Banco do Brasil provides unmatched flexibility for cardholders who wish to take control of their spending and limits. While interest rates and specific terms may vary based on your personal analysis, the Ourocard allows for both manual adjustment of limits and the opportunity to increase your credit by using eligible investments as collateral. The credit limit can be tailored through the app, internet banking, or even by contacting customer service.

How to Apply for Ourocard

• Register or log in to the Banco do Brasil app or internet banking.
• Navigate to the ‘Cards’ section and choose ‘Adjust Credit Limit.’
• Fill in your desired limit or select the investment-linked option for a higher limit.
• Follow the on-screen instructions to complete your application.

Pros of Ourocard

The main advantage of Ourocard is the unique ability to boost your credit limit by tying it directly to your investments, a rare offer in the market.

Additionally, all cards share a single limit, offering increased flexibility, and you benefit from options for personalized control, thanks to multiple digital channels for managing your limits as you see fit.

Cons of Ourocard

Potential downsides include the possibility of incurring extra fees for emergency limit use, and adjustments to additional card limits can sometimes be confusing or require extra attention.

Moreover, limit increases are not always automatic and depend largely on your credit analysis, which may affect some applicants.

Our Verdict

Ourocard is ideal for anyone looking for a credit card that adapts to individual needs, especially those with investments who want extra purchasing power combined with close digital control over their finances.

If you want tailored limits and valuable rewards, this card should be strongly considered among your options.